Move money around the world.

The international account that lives where you live. Send, hold, and spend in 40+ currencies at the real exchange rate.

16M+customers worldwide
£9bnmoved every month
4.6★on Trustpilot

Send money

You send exactly
USD
Recipient gets
€ EUR
Fee · − 3.42 USDincluded
Mid-market rate · 1 USD =0.92127 EUR
Should arrivein seconds
Get started
Why Wise

One account.
Forty currencies.
Zero hidden fees.

Send money in 40+ currencies

USD, EUR, GBP, JPY, AUD, SGD, INR and more — all at the mid-market exchange rate you'd find on Google.

Spend abroad with the Wise card

Auto-convert at the real rate at point of sale. Free ATM withdrawals up to £200 a month. Apple Pay, Google Pay.

Get paid like a local

Receive USD, EUR, GBP, AUD, NZD, CAD with your own account details. Salary, marketplaces, anything — direct to Wise.

A different kind of money

Built by people who got tired
of paying to move money.

Banks routinely charge 4–6% to send money internationally — hidden in a markup on the exchange rate. We show you exactly what you pay, every time.

16M+
customers using Wise in 175 countries
£9bn
moved across borders every month
0.43%
average fee on a Wise transfer
53%
of transfers arrive in under 20 seconds
Compare the rate

See where every penny goes.

Wise
Mid-market rate
0.92127 $3.42 fee in seconds
Big Bank
+ 4.1% markup
0.88330 $25.00 fee 3–5 days
PayPal
+ 3.7% markup
0.88766 $14.99 fee 1–3 days
Western Union
+ 4.6% markup
0.87864 $19.50 fee 1–2 days
Pricing

No subscription.
Just real exchange rates.

Pay only when you move money. A small upfront fee — typically 0.43%. No mark-up. No hidden charges.

Personal

$0 · free account
  • Hold 40+ currencies
  • Free transfers under $100
  • Mid-market rate, always
  • Wise card on request ($9)
Open free account

Business

$31 · one-time setup
  • Pay 1,000+ at once via batch
  • Get paid in 10 currencies
  • QuickBooks, Xero, Wave
  • Wise Business API access
Open business account

Platform

API · volume-based
  • Embed Wise into your app
  • Issue accounts to customers
  • Webhooks & reconciliation
  • Dedicated solutions engineer
Talk to sales

Stop paying to move your own money.

Join 16 million people who use Wise to send, hold, and spend money around the world.

Get started — it's free
Design system

Tokens, type and components.

Sourced from awesome-design-md / wise

Color

Brand & Accent
primary
#9fe870
primary-active
#cdffad
primary-neutral
#c5edab
primary-pale
#e2f6d5
Surface & Text
canvas
#ffffff
canvas-soft
#e8ebe6
ink
#0e0f0c
ink-deep
#163300
Semantic
positive
#2ead4b
positive-deep
#054d28
warning
#ffd11a
negative
#d03238
Tertiary Accent
accent-orange
#ffc091
accent-cyan
#38c8ff
body
#454745
mute
#868685

Typography

display-mega126 · w900 · -3.5 · .85
Move money.
display-xxl96 · w900 · -2.5 · .85
Sub-hero scale.
display-xl64 · w900 · -1.6 · .85
Standard hero head.
display-md40 · w900 · -1.2 · .95
Section / card head.
display-sm32 · w600 · -.96 · 1.2
Inter-rendered head.
body-lg20 · w400 · 0 · 1.5
Lead paragraph — generously sized.
body-md16 · w400 · 0 · 1.5
Default body running-text — Inter regular.
button-md16 · w600 · 0
Send money · Get started

Radius

sm8
md12 · input
lg16
xl24 · button + card
pill / full9999

Components

Buttons — 24px pill-rectangle
Primary green Active
Secondary sage Tertiary outline Dark on dark
Inputs — 1px solid ink, 12px radius
Badges & status pills
In seconds 1–3 days Declined Pending
Numbers & rates — JetBrains Mono
0.92127
mid-market
+ $3.42
− $25.00
View DESIGN.md ↗